EMI Calculator

Daraz Easy Monthly Installment (EMI) is a service offered by Daraz that allows you to purchase items available on the website with a deferred payment plan using your credit card.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

EMI does not have any mark-up or down payment. However, a processing fee of 1.53% or Rs 600 (whichever is higher) of the order value is charged by the bank.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

Daraz EMI is available on all Daraz products with a total cart value equal to or greater than Rs. 10,000.

For EMI transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using EMI, it will take up to 7 working days for the installment to reflect on your credit card statement.

Yes, in case of return, your paid amount will be reversed on your credit card within 12 working days. However, if you cancel the EMI plan then you will be charged a cancellation fee of 5% or Rs 1000 (whichever is higher) of your remaining order value by your bank.

Unfortunately, only full cart values can be converted into an EMI plan.

Yes, in case of early closure of instalment plan (before completion of tenure) there are no charges. However, if you close the EMI plan before the then you will be charged a cancellation fee of 5% of your order value by your bank.

Please call UBL helpline 111-825-777 to escalate the matter. If you have been charged any financial fees due to this, they will be reversed in your subsequent statement.

No, you can only purchase one item on EMI in a single order.